We all love money but we pay such little attention to money that we almost ended up bankrupt and in foreclosure.

It is certainly a sobering experience and I vowed nobody has to confront it again.

So this Valentine’s Day, if you’re struggling with debt, I’d like you to make a commitment to fall in love with your money, and here’s why.

1. It’s The Smart Thing To Do

This might be obvious, but it bears saying:  Don’t be a dummy.

Instead, vow to be a smartie pants.

Vow to do things differently than the countless others out there who ignore their money and just keep going about their life, scratching their heads wondering how they got into their mess and how they’ll get out of it.

Read:  The 4 Habits That Will Help You Reach Financial Stability in Life.

2. You’ll Get Educated

Don’t know how to read your bank statement? Stop by and ask the branch manager to explain the details of your statement.

Don’t know how much you should be saving monthly? Send me an email and I’ll help you figure it out.

Read: 5 Ways To Adapt The KonMari Method in Financial Planning. (Marie Kondo’s Technique)

There’s no shortage of resources out there for people seeking answers to questions.

All you have to do is google something, and you can find countless videos, blog posts and articles on any given subject.

Use the internet to your advantage and start educating yourself.

3. You’ll Make Better Choices

Once you start getting educated about your money, you’ll naturally start making better decisions.

Of course, this won’t happen overnight, but instead little by little as you grow in your understanding of money you’ll make more informed choices that fit with your overall goals and objectives.

One of the first choices you’ll be confronted with is whether or not to convert to the cash only method.

From my personal experience, I can tell you it will be one of the most eye-opening experiences to revert to a cash only system.

It will have a profound impact on how you use money moving forward.

Read: The Ultimate Checklist to Keep Yourself on Track To Reach Your Goal!

4. You’ll Find Peace

There’s nothing better than getting out of debt and putting an end to the harassing phone calls, and the anxiety that debt creates.

Read: 7 Simple Things You Can Do in 10 Minutes To Better A Person!

The idea that you can pay your bills on time because you understand your finances, have created a spending plan, know what’s coming in and what’s going out is liberating.

Don’t you want that for yourself?

If you do, but you haven’t yet made a move to get out of debt, the only question that remains is why not?

5. You’ll Find New Meaning In Relationships

When you’re in debt or in the process of getting yourself into debt, things seem to take a front seat over relationships.

The stuff you want compels you to put aside other things that could bring you far greater joy if you could just open your eyes and realize it.

Once you make the commitment to free yourself from the chains of debt, relationships begin to take on more meaning.

You now have the time to cultivate your relationships and to enhance your personal life by spending quality time with people over possessions.

Are There Other Benefits to Learning to Love your Money?

Sure, but these are the most significant and personal changes that will occur when you get your head out of the sand and learn new habits.

People who are serious about getting out of debt eventually realize that in doing so they’ll have to acquire new skills and habits.

These tools transform their relationship with money, themselves and even sometimes other people. The benefits truly outweigh the growing pains of doing so.S

So this Valentine’s day, take the plunge and learn to love your money. Show some love to my blog by clicking the like, share and follow button below. <3 Hope you will a lovely day with your loved ones.