Many of you must be wondering why I have been rather quiet the last few years. With the local property market in doldrums and bank loans hard to secure, there is really nothing much to do.
It is best to conserve your resources so that you can ride out this downturn. If possible, I would suggest selling off those properties that are in a “not so easy to rent out” locations … even at a slight loss!
With the massive over-supply situation, I expect the market will need at least 3-5 years to recover. Frankly, I WILL NOT invest for rental returns or capital appreciation … unless I come across a great deal in a great location at least 30% or more below the market … and where I can do a quick flip in less than a year … or where I can use it for my own use.
What have I been up to?
Malaysia’s uncertain political climate and weak currency implies that we MUST diversify part of our investments overseas … especially if you plan to send your kids overseas for their tertiary education.
I hope you still recall that during my classes, I had mentioned that it’s best to have maximum borrowings in Malaysia via property investments and to move all your surplus money overseas.
The Question next will be: Which Country, What, Where and How to Invest?
I have studied investing in properties in Singapore, Philippines, UK and Australia. A few years ago, I made a study trip to Manila to understand the market there. In August 2015, eleven of us went on a property tour to view Gold Coast landed houses. After the tour, we felt that the potential returns were not attractive. In fact, the people who would make money at zero risks from us would be the agent, the developer and the bank … and we the investor would be bearing all the risks!
After an intensive study of overseas investment opportunities, I have come to the conclusion that the Best Investment would be the US Stock Market. It offers endless opportunities to profit whether the market is up, down or sideways.
For example, I am sure that you or your family members have Facebook accounts and are active users. Let’s assume you had the foresight and bought Facebook shares it went public in May 2012 at US$27. With the current price of around US$150, your compounded return will be 41% per annum over the last 5 years! See the attach chart of FB.
And let’s not forget the Currency Appreciation.
In May 2012, the US$ to RM rate was 3.04 and today it’s around 4.30. That’s an additional compounded return of 7.2% per annum! This will give a fantastic return of close of 50% per annum compounded! This is just one simple example of what you can make in the US market whether you are a long term investor, or a short term trader.
If you would like to know more, we are planning to host a gathering for all my students. The details are:
Date: Sat 15 July 2017
Time: 10 am till 1 pm
Venue: Wealth Mastery Academy office
41-7, 7th floor, Boulevard Mid Valley City, KL
- Tea/Coffee + Networking Session. Please bring 50 business cards.
- Discussion and Sharing on any Investment Challenges that you are currently facing
- Talk by Milan on Investing in the US Stock and ETF market.
- Optional at own cost – lunch somewhere in Mid Valley from 1-2 pm
For admin + logistic reasons, kindly confirm your attendance at
As the room can only accommodate 50 paxs, attendance will be strictly on a First Come, First Serve basis
Kindly contact Chung Shen via 019-5457818 or email: firstname.lastname@example.org if you need further info.
Looking forward to meeting you.
PS: In case you can’t make it on Sat 15 July, please inform Chung Shen so we can reserve a place for you at the next gathering